How Much Is a Golf Cart? Complete Pricing Guide 2026
Discover how much a golf cart costs in 2026 with our comprehensive pricing guide covering new, used, electric, and gas models plus ownership expenses.
Michael
Jan 12th, 202611 min read
How Much Is a Golf Cart? Complete Pricing Guide for 2026
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How much does a golf cart cost in today's market? From cruising around the golf course to getting around your neighborhood, understanding pricing helps you make a smart purchase. This guide covers everything you need to know about golf cart costs in 2026.
$5,000-$15,000
New Cart Range
$2,000-$5,000
Used Cart Range
$200-$500
Monthly Payments
Golf Cart Price Factors: What Affects the Cost?
Golf cart prices vary a lot. Here's what affects how much you'll pay.
New vs. Used Golf Carts
The most significant price factor is whether you're buying new or used:
The average new golf cart purchase price has increased by approximately 12% since 2023, largely due to rising material costs and supply chain adjustments.
Electric vs. Gas-Powered Golf Carts
Electric and gas carts have different costs upfront and over time:
Electric Golf Carts:
Initial cost: Generally $500-$1,000 higher than comparable gas models
Standard 36V systems: $5,000-$8,000
Advanced 48V systems: $7,000-$12,000
Lower operating costs over time
Battery replacement: $800-$1,500 every 4-6 years
Gas Golf Carts:
Initial purchase: $4,500-$11,000
Lower upfront cost but higher maintenance
Fuel costs: Approximately $5-$10 per week for average use
Engine rebuild: $500-$700 every 5-7 years
Brand Comparison: How Much Different Golf Cart Brands Cost
The manufacturer of your golf cart has a significant impact on price, quality, and resale value. Here's how the major brands compare (see our complete brand rankings for detailed reviews):
🏆
Club Car
$8,000-$15,000
Premium build quality
Aluminum frame (rust-resistant)
Best resale value
High-end features standard
⚡
E-Z-GO
$7,000-$13,000
Excellent power systems
Great performance on hills
Innovative technology
Wide dealer network
🔧
Yamaha
$7,500-$14,000
Renowned reliability
Superior gas engines
Comfortable riding
Low maintenance needs
🚀
Bad Boy Buggies
$9,000-$16,000
Off-road specialists
High-performance models
Enhanced suspension
Hunting-specific options
🌟
Garia
$12,000-$25,000
Luxury European design
Automotive-grade components
Exclusive features
Premium materials throughout
💰
Value Brands
$4,000-$8,000
STAR EV
Icon
Cushman
Evolution
As seen in our golf cart repair guide, premium brands tend to require less maintenance over time, which can offset their higher initial cost.
Optional Features and Their Price Impact
The base price of a golf cart can increase significantly when you add optional features and upgrades. Here's how common add-ons affect the final cost:
Feature
Cost Range
Value Rating
Lift Kit (3-6")
$400-$800
Premium Wheels/Tires
$600-$1,200
Upgraded Seats
$300-$900
Custom Paint/Body
$500-$2,000
LED Light Kit
$200-$500
Bluetooth Sound System
$300-$800
Enclosure/Weather Cover
$200-$600
Street Legal Package
$800-$1,500
Personal vs. Commercial: Different Needs, Different Prices
The intended use of your golf cart will determine which model and features make the most sense for your budget:
Personal Use Golf Carts
For home, neighborhood, or recreational use:
Basic 2-seater: $4,000-$7,000
4-seater family model: $7,000-$10,000
Luxury personal cart: $10,000-$15,000
Personal golf carts primarily focus on comfort, style, and convenience features. The most popular upgrades include custom wheels, premium seats, and entertainment systems.
Commercial carts prioritize durability, reliability, and function-specific features. They typically have stronger frames, enhanced weight capacity, and specialized attachments for their intended purpose.
Bulk Purchase Savings: Golf course operators and commercial
buyers can often negotiate significant discounts when purchasing multiple
carts, sometimes saving 10-20% off retail pricing.
Financing Options: Making Golf Cart Purchases Affordable
If the upfront cost of a golf cart seems steep, various financing options can make ownership more accessible:
🏦
Dealer Financing
5-10% APR
Most dealers offer in-house financing with competitive rates and
convenient application processes. Terms typically range from 24-60 months.
Convenient one-stop shoppingOften includes warranty
May require good creditHigher rates than banks
💳
Personal Loan
4-8% APR
Credit unions and banks offer personal loans that can be used for golf cart
purchases, often with lower interest rates than dealer financing.
Lower interest ratesFlexible terms
Requires separate applicationMay have fees
💰
Lease Options
$100-$300/month
Some dealers offer lease-to-own programs that allow you to make monthly
payments and either return or purchase the cart at the end of the term.
Lower monthly paymentsTry before buying
More expensive long-termMileage/usage restrictions
📱
Buy Now, Pay Later
0% for 6-12 months
Many dealers now partner with digital payment services offering interest-free installment plans for qualified buyers, allowing you to split payments over time.
No interest if paid on timeQuick digital approval
High interest after promo periodTypically for lower amounts
The average golf cart loan term is 48 months, with most buyers opting for monthly payments between $100-$300 depending on the purchase price and down payment.
Total Cost of Ownership: Beyond the Purchase Price
When budgeting for a golf cart, remember that the initial purchase price is just part of the overall cost. Here's what to expect for ongoing expenses:
Insurance
$100-$300/year
Insurance costs vary based on coverage level, location, and whether the
cart will be used on public roads. Many homeowner's policies can include
golf cart coverage for neighborhood use.
Electricity (Electric Carts)
$50-$150/year
Charging costs depend on local electricity rates and usage frequency. Most
electric carts cost less than $0.10 per charge in electricity.
Fuel (Gas Carts)
$250-$500/year
Gas-powered carts typically use 5-10 gallons of fuel per month with regular
use, making them more expensive to operate than electric models.
Battery Replacement
$800-$1,500 every 4-6 years
Electric cart batteries eventually need replacement. Quality maintenance can
extend battery life significantly. Regular testing helps catch problems early.
Regular service includes tire rotation, brake inspection, lubrication, and
tune-ups. Gas carts generally require more frequent maintenance than
electric models. Basic tools pay for themselves quickly.
Costs vary widely by location, especially for street-legal carts that
require proper registration and licensing.
For more detailed information on maintaining your investment, check our guide on how fast can a golf cart go, which includes valuable maintenance tips.
Smart Buying Tips: Getting the Best Value
Follow these tips to ensure you get the best value when purchasing a golf cart:
Best Time to Buy: Purchase during the off-season (fall/winter) when demand is lower and dealers offer better incentives.
New vs. Refurbished: Consider certified refurbished carts, which often cost 30-40% less than new models while offering similar reliability with proper certification.
Test Drive Multiple Models: Performance, comfort, and handling vary significantly between brands and models. Always test drive before buying.
Check the Battery Date: For used electric carts, verify battery age. Batteries over 3-4 years old may need replacement soon, adding to your cost.
Negotiate Bundled Options: Dealers are often willing to include accessories at a discount when purchased with a new cart rather than added later.
Verify Street Legality: If you plan to drive on public roads, ensure the cart meets local requirements for street-legal operation.
Consider Resale Value: Premium brands like Club Car and E-Z-GO typically hold their value better than lower-priced alternatives.
Buyer Beware: Always inspect used carts thoroughly or hire a
professional for evaluation. Hidden issues like battery problems, controller
failures, or frame damage can lead to expensive repairs.
Golf Cart Price FAQ
Q
How much does a basic new golf cart cost?
A
A basic new golf cart typically costs between $5,000 and $7,000. These
entry-level models include standard features like basic seating,
standard batteries or gas engine, and minimal accessories. Premium
models with advanced features start around $8,000 and can exceed
$15,000.
Q
How much is a 4-seater golf cart?
A
Four-seater golf carts typically cost between $7,000 and $11,000 for new
models. Used 4-seaters can be found for $3,500-$6,000 depending on age and
condition. The extended chassis and additional seating add approximately
$1,500-$2,500 to the price of a comparable 2-seater model.
Q
How much do used golf carts cost?
A
Used golf cart prices range from $1,500 to $7,000 depending on age,
condition, brand, and features. A 1-3 year old premium model might sell
for $4,000-$7,000, while older carts (8+ years) typically cost
$1,500-$2,500. Always check battery condition on electric models, as
replacement batteries can add $800-$1,500 to your cost.
Q
Are electric or gas golf carts more expensive?
A
Electric golf carts typically cost $500-$1,000 more upfront than
comparable gas models. However, electric carts are usually cheaper to
operate and maintain over time. Gas carts generally cost more in fuel and
maintenance, but don't require periodic battery replacement, which can
cost $800-$1,500 every 4-6 years for electric models.
Q
How much does a street legal golf cart cost?
A
Street legal golf carts (also called Low Speed Vehicles or LSVs) typically
cost $9,000-$15,000 new. The street legal package adds approximately
$1,000-$2,000 to standard models and includes DOT-approved windshields,
seat belts, turn signals, headlights, taillights, side mirrors, and horn.
Used street legal carts can be found for $5,000-$8,000.
Q
What is the average monthly payment for a golf cart?
A
Average monthly payments for financed golf carts range from $100-$300,
depending on the purchase price, down payment, interest rate, and loan
term. A typical 48-month loan for a $7,000 cart with 10% down payment and
7% interest rate would result in monthly payments of approximately $150.
Q
How much does golf cart insurance cost?
A
Golf cart insurance typically costs $100-$300 annually, depending on
coverage level, location, and usage. Basic liability coverage is on the
lower end of this range, while comprehensive coverage with theft
protection is more expensive. Many homeowner's insurance policies offer
golf cart coverage as an add-on for neighborhood use at reduced rates.
Q
How much value does a golf cart lose each year?
A
Golf carts typically depreciate 10-20% in the first year and 5-10%
annually thereafter. Premium brands like Club Car and E-Z-GO tend to
hold their value better, depreciating more slowly than value brands.
Well-maintained carts with regular service records depreciate less than
neglected ones.
Conclusion: Finding Your Ideal Golf Cart at the Right Price
When asking "how much is a golf cart," the answer varies widely based on your specific needs and preferences. By understanding the factors that influence pricing and the ongoing costs of ownership, you can make a more informed purchase decision that aligns with your budget and requirements.
From basic models for the golf course to fully-loaded street legal carts for neighborhood transportation, there's a golf cart at virtually every price point. With proper research and smart shopping, you can find the right balance of quality, features, and affordability.
Need help maintaining your golf cart investment? Check out our comprehensive golf cart repair guide to keep your vehicle running smoothly for years to come.
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