Sun City Golf Cart Laws (2026)

Sun City was the first major Del Webb retirement community in the country, opening in 1960. Today, about 40,000 people live here, and an estimated 40 to 50 percent of households own at least one golf cart. The community has eight golf courses (five championship and three executive) spread across 1,100 acres. In 2014, a local ordinance allowed golf carts to operate on all Sun City roads. Arizona state law (ARS 28-777) requires carts used on public roads to be registered as LSVs with ADOT, carry liability insurance, and be driven by someone with a valid license.

• Golf carts are allowed on all Sun City community roads per a 2014 local ordinance
• On public roads outside the community, Arizona law limits carts to roads with posted speed limits of 35 mph or less
• Carts must be registered as Low-Speed Vehicles (LSVs) with ADOT
• Mandatory liability insurance: $25,000/$50,000 bodily injury, $15,000 property damage (25/50/15)
• A valid Arizona driver's license is required
• Driver must be at least 16 years old
• Carts used only on private property or golf courses do not need registration or insurance
• SCHOA CC&Rs: golf carts may not be parked on any lot (other than in a garage, carport, or driveway) or on public streets for more than 72 hours
• Golf carts are prohibited on sidewalks

• Sun City roads are generally wide and flat, which makes them comfortable for golf cart use, but watch for car traffic on busier internal streets
• Grand Avenue (US-60) and Bell Road are completely off-limits to carts. Plan routes that stay inside the community or on roads posted at 35 mph or less
• If you only use your cart on golf courses and private property, you do not need ADOT registration or state-mandated insurance
• The SCHOA 72-hour parking rule applies to carts left on driveways and streets, so store yours in a garage or carport when not in use
• Sun City West (a separate community to the northwest) has its own HOA and may have different local rules. Confirm before driving between the two