Best Golf Cart Accessories: Complete Buyer's Guide (2026)
Discover the 20 best golf cart accessories for 2026. From must-have safety gear to comfort upgrades, we cover prices, compatibility, and installation tips for Club Car, EZGO, and Yamaha.
How to Make Your Golf Cart Street Legal: Complete Guide (2026)
Want to drive your golf cart on public roads? Learn exactly what equipment you need, how much it costs, and the registration process. State-by-state requirements included.
Michael
Jan 21st, 202614 min read
How to Make Your Golf Cart Street Legal: Complete Guide
Want to drive your golf cart beyond the golf course? You're not alone. Millions of people use street-legal golf carts in retirement communities, beach towns, and neighborhoods across the country.
But here's the catch: driving a regular golf cart on public roads is illegal in most places. You need the right equipment, registration, and insurance first.
This guide covers everything you need to know - what equipment to buy, how much it costs, and how to register your cart legally. We'll also break down the rules state by state so you know exactly what applies to you.
This article contains affiliate links. As an Amazon Associate, we earn from qualifying purchases at no extra cost to you.
$300-$800
Equipment Cost
20-25 MPH
LSV Speed Requirement
35 MPH
Max Road Speed Limit
48 States
Allow Street-Legal Carts
Quick Answer: What Do You Need?
Required EquipmentLights, signals, mirrors, seat belts, windshield, horn
Speed RequirementMust reach 20-25 mph to qualify as LSV
Total Cost$350-$1,200 depending on DIY vs professional
Timeline1-4 weeks for equipment + registration
Golf Cart vs. LSV: What's the Difference?
Before you start buying equipment, you need to understand the difference between a golf cart and a Low-Speed Vehicle (LSV). This classification - defined by the National Highway Traffic Safety Administration (NHTSA) - determines whether you can legally drive on public roads.
| Feature | Golf Cart | Low-Speed Vehicle (LSV) |
|---|---|---|
| Top Speed | Under 20 mph | 20-25 mph |
| Intended Use | Private property, golf courses | Public roads (35 mph or less) |
| Safety Equipment | None required | Full lighting, signals, mirrors, seat belts |
| Registration | Usually not required | Required in most states |
| Insurance | Often covered by homeowners | Separate auto policy required |
| Driver's License | Usually not required | Required in most states |
| VIN | Not required | Required for registration |
Key Point: If your golf cart's top speed is under 20 mph, it cannot be classified as an LSV - even with all the safety equipment installed. You may need a speed upgrade first. See our guide on how to make your golf cart faster.
Required Equipment Checklist
Here's everything you typically need to make your golf cart street legal. Requirements vary by state, so check your state's specific laws before purchasing.
Lighting Requirements
Headlights
$40-$150Required in all states. Must illuminate the road at least 200 feet ahead. LED headlights are popular for their brightness and low power draw.
Required: All StatesTaillights & Brake Lights
$30-$80Must be visible from at least 500 feet behind. Brake lights must illuminate when the brake pedal is pressed. Usually sold as a combined unit.
Required: All StatesTurn Signals
$50-$120Front and rear turn signals required. Must be visible from both directions. Many kits include a turn signal switch for the steering column.
Required: Most StatesReflectors
$10-$30Side and rear reflectors increase visibility. Usually red for rear, amber for sides. Often included in lighting kits.
Required: Most StatesSafety Equipment
Seat Belts
$25-$60 per seatRequired for every seating position per FMVSS 209 seat belt standards. Lap belts are minimum; 3-point belts are better. Must be properly anchored to the frame.
Required: Most StatesMirrors
$20-$60Most states require at least one rearview mirror. Many require driver-side mirror as well. Some require both side mirrors.
Required: All StatesWindshield
$80-$250Must be DOT-approved and shatter-resistant (AS5 rating per FMVSS 205 glazing standards). Minimum thickness of 0.177 inches. Standard golf cart windshields usually don't qualify.
Required: Most StatesHorn
$15-$40Must be audible from at least 200 feet. Electric horns are standard. Easy to install with basic wiring.
Required: All StatesAdditional Requirements (Some States)
Speedometer
$30-$80Required in some states to verify you're within speed limits. Digital or analog options available.
Required: Some StatesDOT-Approved Tires
$200-$400 (set of 4)Must have DOT stamp on sidewall indicating compliance with federal safety standards. Standard golf cart tires often don't qualify. Check your current tires before buying new ones.
Required: Some StatesParking Brake
Already equippedMost golf carts already have a parking brake. Make sure it's functional and holds the cart on an incline.
Required: Most StatesSlow Moving Vehicle Sign
$10-$25Orange reflective triangle. Required in rural areas in some states. Mounts on the rear of the cart.
Required: Some States/AreasTotal Cost Breakdown
Here's what you can expect to spend making your golf cart street legal:
| Component | Budget Option | Mid-Range | Premium |
|---|---|---|---|
| Lighting Kit (headlights, taillights, signals) | $100-$150 | $150-$250 | $250-$400 |
| Mirrors (side + rear) | $20-$40 | $40-$80 | $80-$150 |
| Windshield (DOT-approved) | $80-$120 | $120-$180 | $180-$300 |
| Seat Belts (4 seats) | $60-$100 | $100-$160 | $160-$240 |
| Horn | $15-$25 | $25-$40 | $40-$60 |
| Reflectors | $10-$20 | $20-$30 | $30-$50 |
| Speedometer | $30-$50 | $50-$80 | $80-$120 |
| Equipment Total | $315-$505 | $505-$820 | $820-$1,320 |
| Registration & Fees | $50-$100 | $100-$150 | $150-$200 |
| Professional Installation | - | $100-$200 | $200-$400 |
| Grand Total | $365-$605 | $705-$1,170 | $1,170-$1,920 |
Save Money Tip: Buy a complete street-legal kit rather than individual parts. Kits run $200-$400 and include lights, signals, horn, and wiring harness. You'll save 20-30% compared to buying separately.
State-by-State Requirements
Golf cart laws vary significantly by state. Here's a quick overview - click your state for detailed requirements.
Most Permissive States
These states have clear LSV laws and allow street-legal golf carts on most roads with 35 mph limits:
- Florida - Very golf cart friendly, many communities allow them
- Arizona - Statewide LSV regulations
- California - Clear LSV classification
- Texas - Allowed on roads up to 35 mph
- South Carolina - Popular in coastal communities
- Georgia - Local ordinances widely permit
Most Restrictive States
These states have limited or no provisions for street-legal golf carts:
- New York - LSVs allowed, but golf carts heavily restricted
- Hawaii - Limited to specific areas
- Massachusetts - Very limited allowances
Check Your State's Specific Laws
Requirements vary by state and even by city. Make sure you know the rules before investing in equipment.
View All State Golf Cart LawsStep-by-Step: How to Make Your Cart Street Legal
Follow these steps to convert your golf cart to a street-legal LSV:
1
Check Your State and Local Laws
Before buying anything, verify that street-legal golf carts are allowed in your area. Check both state laws and local ordinances - some cities have additional restrictions even if the state allows LSVs.
Find your state: Golf Cart Laws by State
2
Verify Your Cart Can Qualify
Your cart must be able to reach 20-25 mph to qualify as an LSV. If your cart maxes out below 20 mph, you'll need speed upgrades first. Also check that your cart has four wheels (three-wheelers don't qualify in most states).
3
Purchase Required Equipment
Buy a street-legal kit or individual components based on your state's requirements. Make sure lighting and windshield are DOT-approved. Keep all receipts for potential inspection.
- Headlights, taillights, brake lights
- Turn signals (front and rear)
- Mirrors (rearview + side)
- DOT windshield
- Seat belts for all positions
- Horn
- Reflectors
4
Install Equipment (DIY or Professional)
Most lighting kits are DIY-friendly with basic tools. Windshield and seat belt installation may require drilling. If you're not comfortable with electrical work, hire a professional - improper installation can fail inspection.
5
Get a VIN (If Needed)
Golf carts don't come with VINs from the factory. You'll need to get one assigned before registration. Contact your state DMV or visit an authorized inspection station. They'll verify your equipment and assign a VIN plate.
6
Pass Inspection
Most states require an inspection before registration. The inspector will verify all required equipment is installed and functioning. Common failure reasons: lights not working, seat belts not properly anchored, windshield not DOT-approved.
7
Register Your LSV
With your VIN and passed inspection, visit your DMV to register the cart as an LSV. Bring proof of ownership (bill of sale), inspection certificate, and payment for fees. You'll receive a license plate and registration.
8
Get Insurance
LSVs require their own auto insurance policy - homeowner's insurance won't cover a registered vehicle. Contact your insurance company or shop around. Expect to pay $100-$300 per year for basic liability coverage.
Learn more: Golf Cart Insurance Guide
DIY vs. Professional Installation
Should you install the equipment yourself or hire a pro? Here's how to decide:
DIY Installation
Save $100-$400
Good for:
- Basic lighting kits with plug-and-play wiring
- Mirror installation
- Reflectors and horn
- If you're comfortable with basic electrical work
Tools needed:
- Screwdrivers, wrenches
- Wire strippers and crimpers
- Drill (for some installations)
- Multimeter (helpful)
Time: 3-6 hours for complete kit
Professional Installation
$100-$400 labor
Good for:
- Complex wiring (turn signals, brake lights)
- Windshield installation
- Seat belt anchoring
- If inspection is required
- If you want warranty on work
Benefits:
- Guaranteed to pass inspection
- Proper waterproofing
- Clean, hidden wiring
- Usually includes testing
Time: Same day, typically 2-4 hours
Recommendation: If your state requires inspection, consider professional installation for at least the lighting and seat belts. Failed inspections waste time and may require paying for re-inspection. Many golf cart dealers offer conversion packages, and manufacturers like Club Car, EZGO, and Yamaha also sell factory-built street-legal models.
Insurance Requirements
Once your golf cart is registered as an LSV, it needs its own auto insurance. Your homeowner's policy will NOT cover it.
Minimum Coverage Required
Most states require at least:
- Personal Injury Protection (PIP) - Covers medical expenses for you and passengers
- Property Damage Liability (PDL) - Covers damage you cause to others' property
- Bodily Injury Liability - Covers injuries you cause to others
What It Costs
| Coverage Level | Annual Cost | What's Covered |
|---|---|---|
| Basic Liability | $100-$150 | State minimums only |
| Standard | $150-$250 | Higher limits, some extras |
| Comprehensive | $250-$400 | Theft, vandalism, collision |
Important: Driving an uninsured LSV on public roads is illegal and risky. If you cause an accident without insurance, you're personally liable for all damages - which can be financially devastating.
For complete coverage details, see our Golf Cart Insurance Guide.
Common Mistakes to Avoid
Not Checking Local Laws First
State law may allow LSVs, but your city might not. Or they may have additional requirements. Always verify local ordinances before investing in equipment.
Buying Non-DOT Equipment
That cheap Amazon windshield might not have DOT approval. Same with tires and some lights. Non-compliant equipment will fail inspection and waste your money.
Forgetting About Speed
Your cart MUST reach 20 mph to qualify as an LSV. All the safety equipment in the world won't matter if your cart can't hit the minimum speed.
Assuming Homeowners Insurance Covers It
Once registered as a motor vehicle, your cart needs its own auto policy. Homeowner's coverage stops at your property line.
Improper Seat Belt Installation
Seat belts must be anchored to the frame - not just bolted to the seat or floor. Improper anchoring fails inspection and is dangerous.
Skipping the VIN Process
You can't register without a VIN. Don't buy equipment thinking you'll figure out registration later - get the VIN process started early.
Frequently Asked Questions
How much does it cost to make a golf cart street legal?
Making a golf cart street legal typically costs $300-$800 for equipment (lights, mirrors, seat belts, windshield) plus $50-$200 for registration and fees. If you need professional installation, add $100-$300. Total cost ranges from $350 for basic DIY to $1,200+ for professional conversion with premium equipment.
What equipment do I need to make my golf cart street legal?
Most states require: headlights, taillights, brake lights, turn signals, horn, mirrors (side and rear), DOT-approved windshield, seat belts for all passengers, and reflectors. Some states also require a speedometer, parking brake, and VIN plate. Check your state's specific laws before purchasing.
Can any golf cart be made street legal?
Most golf carts can be converted, but your cart must reach at least 20 mph to qualify as a Low-Speed Vehicle (LSV). Standard golf carts that max out at 12-15 mph need speed upgrades first. The cart must also have four wheels. Very old carts may not be worth converting due to cost.
Do I need insurance for a street legal golf cart?
Yes, most states require liability insurance for street-legal golf carts. Golf cart insurance costs $100-$300 per year for basic coverage. Your homeowner's policy does NOT cover registered motor vehicles - you need a separate auto policy. See our insurance guide for details.
What roads can I drive a street legal golf cart on?
Street-legal golf carts (LSVs) can typically be driven on roads with posted speed limits of 35 mph or less. They are prohibited on highways, interstates, and roads above 35 mph. Some states allow crossing higher-speed roads at intersections. Local ordinances may add restrictions.
Do I need a driver's license?
Yes, in most states you need a valid driver's license to operate a street-legal golf cart on public roads. The minimum age is typically 16, but varies by state. Check your state's requirements for specific license requirements.
Conclusion
Making your golf cart street legal is a straightforward process once you understand the requirements. Here's the quick recap:
- Check your state and local laws - Requirements vary significantly
- Verify your cart can reach 20+ mph - This is the LSV minimum
- Buy DOT-approved equipment - Cheap parts may fail inspection
- Install properly - Consider professional help for complex items
- Get your VIN and registration - Can't skip this step
- Get insurance - Required once registered
Total investment is typically $350-$1,200 depending on your approach. It's a worthwhile investment if you want to legally drive your cart on public roads.
Next Steps
Related posts
How to Make a Golf Cart Faster: Complete Speed Upgrade Guide (2026)
Want a faster golf cart? See 10 speed upgrades ranked by cost ($10 to $5,000) with real MPH gains. Includes EZGO, Club Car, and Yamaha specific guides.
Used Golf Cart Buying Guide: What to Look For Before You Buy (2026)
Buying a used golf cart? Use our inspection checklist to avoid costly mistakes. See fair prices by age, brand-specific tips, and red flags to watch for.
Stay in the loop
Stay Updated with Golf Cart News
Get the latest updates on golf cart services, tips, and exclusive offers delivered to your inbox.